What type of insurance do i Need?
Truckers General Liability
Trucker's General Liability (GL) insurance protects trucking businesses from non-driving-related risks, such as injuries or property damage occurring at their premises or during loading and unloading. It offers essential coverage for liabilities that arise from day-to-day operations outside of vehicle use.
Auto Liability
Auto Liability insurance for truckers covers damages and injuries caused to others in an accident while operating a commercial vehicle. It provides essential protection for bodily injury and property damage claims arising from at-fault incidents on the road.
Physical Damage
Physical Damage insurance for truckers covers the cost of repairs or replacement of a truck in the event of damage from accidents, theft, or natural disasters. It provides essential protection for the vehicle itself, ensuring it's covered regardless of fault.
Cargo Insurance
Cargo Insurance for truckers protects the goods being transported in case of damage, theft, or loss during transit. It ensures that the cargo’s value is covered, providing peace of mind to both the trucker and the cargo owner.
Trailer Interchange
Trailer Interchange insurance covers physical damage to a non-owned trailer that a trucker is hauling under a trailer interchange agreement. It ensures protection for the trailer while it’s in the trucker’s possession, covering damages from collisions, theft, fire, or vandalism.